Your Trusted Financial Partner
100+ Members
Empowering Ugandans with Smart Financial Solutions
Empowering Ugandans with Smart Financial Solutions
Secure and grow your money with our flexible savings accounts that offer competitive interest rates and easy access to your funds.
Access affordable loans for personal needs, business expansion, or emergency situations with transparent terms and quick approval.
Earn higher returns by locking your funds in our fixed deposit plans. Choose from flexible tenures with guaranteed interest payouts.
Years of Service
To provide accessible, affordable, and innovative financial services that empower individuals and businesses to achieve sustainable growth and financial freedom.
To be Uganda's most trusted and impactful microfinance institution, transforming lives through financial inclusion and responsible lending.
Integrity, transparency, member-centricity, and continuous innovation guide everything we do at BGF Capital.
We offer some of the most competitive interest rates on savings and loans in Uganda.
Our streamlined process ensures quick loan approvals, often within 24-48 hours.
BGF Capital is fully licensed and regulated, ensuring the safety of your deposits.
Our dedicated customer support team is always available to assist you with any queries.
Building Generational Financial Freedom
Manage your accounts, track transactions, and apply for services 24/7 from the comfort of your home.
Download the BGF Capital app for instant access to all your financial services on the go.
Stay updated with real-time SMS and email alerts for every transaction on your account.
1
Sign up online in minutes. Provide your basic details and complete identity verification.
2
Browse our savings, loan, FDR, or DPS plans and select the one that fits your needs.
3
Submit your application. Our team reviews and approves it within 24-48 hours.
Access your funds or start earning returns. Track everything from your dashboard.
BUSINESS LOAN
Take Minimum
500,000.00USh UGX
Take Maximum
10,000,000.00USh UGX
Per Installment
2.8%
Installment Interval
30 Days
Loan Installments
5
SALARY LOANS
Take Minimum
500,000.00USh UGX
Take Maximum
5,000,000.00USh UGX
Per Installment
2.8%
Installment Interval
30 Days
Loan Installments
5
SUPER SAVER INVESTMENT PLAN
Lock in Period
720 Days
Get Profit Every
30 Days
Profit Rate
2.5%
Minimum
1,000,000.00USh UGX
Maximum
100,000,000.00USh UGX
MIDTERM FIX INVESTMENT
Lock in Period
360 Days
Get Profit Every
30 Days
Profit Rate
2%
Minimum
1,000,000.00USh UGX
Maximum
30,000,000.00USh UGX
SHORT FIX INVESTMENT PLAN
Lock in Period
181 Days
Get Profit Every
30 Days
Profit Rate
1.5%
Minimum
500,000.00USh UGX
Maximum
10,000,000.00USh UGX
TARGET SAVINGS ACCOUNT
Interest Rate
0%
Per Installment
20,000.00USh UGX
Installment Interval
7 Days
Total Installment
20000
Deposit
400,000,000.00USh UGX
You Will Get
400,000,000.00USh UGX
BGF Capital gave me the loan I needed to expand my shop. The process was smooth and the staff were very helpful. I now have three employees!
I have been saving with BGF for 3 years. The interest rates are great and I can access my money whenever I need it. Highly recommended.
The DPS plan has changed my life. I now have a proper savings plan for my children's education. Thank you BGF Capital!
Cannot find what you are looking for? Contact our support team.
Contact UsYou can open an account online by clicking the Get Started button, or visit any of our branches in person with a valid national ID.
Our minimum opening deposit starts from UGX 50,000. Check our savings plans page for specific requirements.
Loan approvals typically take 24-48 hours after all required documents are submitted. Urgent cases may be processed faster.
Yes. BGF Capital is licensed and regulated by the relevant Ugandan financial authorities, and your deposits are secured within our system.
Yes, you can make early loan repayments. Contact our team or use the online portal to arrange an early settlement.