Key Features

Everything you need in one place

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SACCO Membership

Join the BGF SACCO to build shareholding, save monthly, and unlock member-priced loans up to 3x your savings.

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Savings & Investments

We offer two ways to grow your money — flexible Savings plans and fixed-term Investments.

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Take Loan

We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.

Need a Loan? Get Approved in 24–48 Hours

Our 4-Gate War Room approval process ensures fast, fair, and transparent loan decisions, at a clear 2.8% monthly rate.

24–48 Hr Approval 2.8% Monthly Rate Member Tiers
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About BGF Capital Limited

A security-first microfinance partner built for Uganda.

To provide innovative, accessible, and reliable financial solutions through a client-centric approach and commitment to ethical practices and responsible growth.

To be the trusted Financial Partner empowering communities to achieve their financial goals whilst creating lasting value for our shareholders.

To widen access to responsible finance across Uganda — anchored by a Security-First lending model and mandatory Metropol CRB credit vetting that protects both our clients and their deposits.

Why Choose BGF Capital?

Security-First. Member-Centric. Board-Approved.

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Lowest Transaction Fee

The OTP is a randomly generated code that is sent to your phone or email. You will need to enter this code in order to confirm.

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Secure Service

The OTP is a randomly generated code that is sent to your phone or email. You will need to enter this code in order to confirm.

Regulated & Transparent

Licensed under Uganda's Microfinance Institutions & Money Lenders Act, 2016

Secure & Accessible

Your savings and accounts are safeguarded under UMRA supervision, with bank-grade security and 24/7 mobile access from anywhere.

Customer-Centric Service

We place clients at the heart of everything we do — flexible terms, personalised savings guidance, and a dedicated team for your financial well-being.

Simple Steps

How It Works

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Open an Account

To be an account holder you have to open an account first.

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Verification

After registration you need to verify your Email and Mobile Number.

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Deposit

Deposit some funds before applying on any Investment plans.

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Get Service

Now you can get any of our services as our registered account-holder

Frequently Asked Questions

Everything you need to know about BGF Capital products and policies.

Still have questions? Our team is ready to help.

Contact Us

Click the Sign Up button at the top of the page, complete the registration form with your details, and submit. Our team will then guide you through verification.

Yes. Opening a BGF Capital account is completely free — there are no sign-up or maintenance charges to get started.

We offer tiered Savings plans, fixed-term Investments with competitive returns, and SACCO membership for long-term goals. Contact us to find the plan that fits you.

Browse our loan plans, select the one that suits you, and click Apply Now to submit your request. All loans follow our Security-First model and are assessed through Metropol CRB credit vetting.

Yes. BGF Capital is a Board-approved Tier 4 microfinance institution licensed under Uganda's Microfinance Institutions & Money Lenders Act (UMRA), and your deposits are managed under strict regulatory and security controls.

No. We never sell or share your personal information with third-party organisations for advertising. Your data is used only to provide and safeguard your BGF Capital services.

Our Partners

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