Products

Loans

Tailored credit for every need

Loans for salaried individuals, business owners, and contract holders, at 2.8% per month. Every application passes our 4-Gate War Room (Character & 5Cs, Metropol CRB, Credit Committee, Disbursement), with a 24–48 hour turnaround.

2.8% per month 4-Gate review · Metropol CRB Borrow up to 3× your savings
Tiered Loan Products

Borrow Based on Your Savings Tier

BGF PERSONAL DEVELOPMENT

2.8%  / 30 Days

  • Take Minimum

    500,000.00USh UGX

  • Take Maximum

    15,000,000.00USh UGX

  • Installment Interval

    30 Days

  • Loan Installments

    10

BGF AGRICULTURAL FINANCING

2.8%  / 30 Days

  • Take Minimum

    1,000,000.00USh UGX

  • Take Maximum

    20,000,000.00USh UGX

  • Installment Interval

    30 Days

  • Loan Installments

    10

BGF SALARY LOAN

2.8%  / 30 Days

  • Take Minimum

    500,000.00USh UGX

  • Take Maximum

    10,000,000.00USh UGX

  • Installment Interval

    30 Days

  • Loan Installments

    4

BGF Business Loan

2.8%  / 30 Days

  • Take Minimum

    1,000,000.00USh UGX

  • Take Maximum

    20,000,000.00USh UGX

  • Installment Interval

    30 Days

  • Loan Installments

    10

View All
SACCO

Save together, grow together

Join the BGF SACCO to build shareholding from Ordinary through to Platinum tier, save from as little as UGX 20,000 a month, and unlock member-priced loans of up to 3× your savings. Surpluses are returned to members as dividends at the end of each cycle.

BGF Community SACCO

1.25% / Monthly

  • Interest Rate

    1.25%

  • Interest Type

    Simple

  • Min Contribution

    50,000.00USh UGX

  • Max Contribution

    2,000,000.00USh UGX

  • Lock Period

    30 Days

Become a Member

Ordinary

50,000.00USh UGX / month

  • Share Capital

    100,000.00USh UGX

  • Entry Fee

    20,000.00USh UGX

  • Min. Monthly

    50,000.00USh UGX

  • Min Contribution

    20,000.00USh UGX

  • Max Contribution

    2,000,000.00USh UGX

  • Lock Period

    30 Days

Become a Member

Silver

100,000.00USh UGX / month

  • Share Capital

    200,000.00USh UGX

  • Entry Fee

    100,000.00USh UGX

  • Min. Monthly

    100,000.00USh UGX

  • Min Contribution

    50,000.00USh UGX

  • Max Contribution

    5,000,000.00USh UGX

  • Lock Period

    30 Days

Become a Member

Gold

200,000.00USh UGX / month

  • Share Capital

    400,000.00USh UGX

  • Entry Fee

    150,000.00USh UGX

  • Min. Monthly

    200,000.00USh UGX

  • Min Contribution

    150,000.00USh UGX

  • Max Contribution

    10,000,000.00USh UGX

  • Lock Period

    30 Days

Become a Member

Platinum

300,000.00USh UGX / month

  • Share Capital

    1,000,000.00USh UGX

  • Entry Fee

    300,000.00USh UGX

  • Min. Monthly

    300,000.00USh UGX

  • Min Contribution

    300,000.00USh UGX

  • Max Contribution

    20,000,000.00USh UGX

  • Lock Period

    30 Days

Become a Member
View All
Investments

Put your savings to work

Lock your funds in a fixed-term Investment for 365 days and earn a guaranteed monthly return, from UGX 1,000,000 on the Long Term plan up to higher tiers on Platinum. Prefer flexibility? Our Savings plans build wealth through disciplined, regular contributions — all within a board-approved, regulated institution.

Investments · 365-day term Flexible Savings plans Tier 4 regulated (UMRA)
Investment Returns

Earn up to 3.0% per month — lock your savings for 365 days and watch your money grow.

MID TERM BUILDER

2.08%  / 30 Days

  • Lock in Period

    365 Days

  • Get Profit Every

    30 Days

  • Profit Rate

    2.08%

  • Minimum

    5,000,000.00USh UGX

  • Maximum

    100,000,000.00USh UGX

Premium Investment

3%  / 30 Days

  • Lock in Period

    730 Days

  • Get Profit Every

    30 Days

  • Profit Rate

    3%

  • Minimum

    5,000,000.00USh UGX

  • Maximum

    200,000,000.00USh UGX

LONG TERM BUILDER

2.92%  / 30 Days

  • Lock in Period

    540 Days

  • Get Profit Every

    30 Days

  • Profit Rate

    2.92%

  • Minimum

    5,000,000.00USh UGX

  • Maximum

    150,000,000.00USh UGX

SHORT TERM FIX INVESTMENT PLAN

1.67%  / 30 Days

  • Lock in Period

    365 Days

  • Get Profit Every

    30 Days

  • Profit Rate

    1.67%

  • Minimum

    1,000,000.00USh UGX

  • Maximum

    50,000,000.00USh UGX

View All
Savings

Build wealth through disciplined, regular contributions. Flexible intervals. Guaranteed returns.

BGF Demo Monthly Saver

300000  / 30 Days

  • Interest Rate

    1.5%

  • Per Installment

    300,000.00USh UGX

  • Installment Interval

    30 Days

  • Total Installment

    3

  • Total Saved

    900,000.00USh UGX

  • You Will Get

    913,500.00USh UGX

6 MONTHS MID SAVER

300000  / 30 Days

  • Interest Rate

    1.8%

  • Per Installment

    300,000.00USh UGX

  • Installment Interval

    30 Days

  • Total Installment

    6

  • Total Saved

    1,800,000.00USh UGX

  • You Will Get

    1,832,400.00USh UGX

ANNUAL TARGET SAVER

300000  / 30 Days

  • Interest Rate

    2%

  • Per Installment

    300,000.00USh UGX

  • Installment Interval

    30 Days

  • Total Installment

    12

  • Total Saved

    3,600,000.00USh UGX

  • You Will Get

    3,672,000.00USh UGX

View All
Simple Steps

How It Works

image 1

Open an Account

To be an account holder you have to open an account first.

image 2

Verification

After registration you need to verify your Email and Mobile Number.

image 3

Deposit

Deposit some funds before applying on any Investment plans.

4

Get Service

Now you can get any of our services as our registered account-holder

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