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About BGF Capital Limited

A security-first microfinance partner built for Uganda.

To provide innovative, accessible, and reliable financial solutions through a client-centric approach and commitment to ethical practices and responsible growth.

To be the trusted Financial Partner empowering communities to achieve their financial goals whilst creating lasting value for our shareholders.

To widen access to responsible finance across Uganda — anchored by a Security-First lending model and mandatory Metropol CRB credit vetting that protects both our clients and their deposits.

Key Features

Everything you need in one place

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SACCO Membership

Join the BGF SACCO to build shareholding, save monthly, and unlock member-priced loans up to 3x your savings.

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Savings & Investments

We offer two ways to grow your money — flexible Savings plans and fixed-term Investments.

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Take Loan

We have several plans to apply for a loan. You may apply to our loan plans by submitting some of your valid information.

Why Choose BGF Capital?

Security-First. Member-Centric. Board-Approved.

1
Lowest Transaction Fee

The OTP is a randomly generated code that is sent to your phone or email. You will need to enter this code in order to confirm.

2
Secure Service

The OTP is a randomly generated code that is sent to your phone or email. You will need to enter this code in order to confirm.

Regulated & Transparent

Licensed under Uganda's Microfinance Institutions & Money Lenders Act, 2016

Secure & Accessible

Your savings and accounts are safeguarded under UMRA supervision, with bank-grade security and 24/7 mobile access from anywhere.

Customer-Centric Service

We place clients at the heart of everything we do — flexible terms, personalised savings guidance, and a dedicated team for your financial well-being.

What Our Members Say

Real stories from real people

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Carolyn Matthews
CTO, TGK
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I had opened an account 5 years ago, I feel safe keeping my funds in BGF Capital. Their savings plans are really helpful.

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Selma Luna
CEO, FKS
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I had opened an account 5 years ago, I feel safe keeping my funds in BGF Capital. Their savings plans are really helpful.

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Glenna Manning
UI/UX Designer
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I had opened an account 5 years ago, I feel safe keeping my funds in BGF Capital. Their savings plans are really helpful.

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